Financial Institution Services

Ensure asset quality through VLUGRD's independent Loan Review services. Specially performed for the benefit of the board of directors from a regulatory perspective.

Thinking of acquiring another financial institution? Ensure commercial loan asset quality with VLUGRD.

When failures arise from inconsistent application or adherence to risk appetite statements or loan policy, obtain a second opinion on the root cause and beef up your guidance.

Do you have a potential borrower with some hair but trust in management's vision? VLUGRD prides itself in creative solutions and effective communication with senior stakeholders. Let's find an acceptable deal for all parties.

Free up underwriter capacity to focus on high-priority new business by using VLUGRD for periodic reviews and re-ratings.

Businesses survive on cash and cash flow, not EBITDA, yet many lenders don't know the difference. VLUGRD can help transform your credit culture away from a P&L-focus and into a cash flow-focused culture, among other improvements.